AI submissions for insurance brokers

One conversation.
Every form filled.

Bindly runs a 5–10 minute chat with your insured and turns it into completed ACORDs, carrier supplements, and live API submissions, signed, reviewed, and ready to bind.

SOC 2 in progress TLS 1.3 + at-rest encryption PII redaction by default
LIVE, INSURED CONVERSATION
5–10 min
Hi Maria, I'm helping Carter Insurance get your renovation bound. Mind if I ask a few quick questions?
Sure, go ahead.
Great. What year was the building constructed?
It was built in 1998, fully renovated last year.
SUBMISSION QUEUE0/4
ACORD 125
Commercial Insurance App
Awaiting
ACORD 140
Property Section
Awaiting
Liberty Mutual Supplement
Restaurant, GL
Awaiting
Chubb Carrier API
Bind submission
Awaiting

The problem

Quoting shouldn't take a week.

Every submission is the same dance: ACORDs, then a stack of carrier supplements, then portals and APIs that all want the same answers in slightly different shapes. Your producers spend their week typing instead of binding.

2.4 hrs

average time per submission spent rekeying ACORDs into supplements and portals.

11+

carrier-specific supplements brokers chase per account on a typical mid-market risk.

30%

of submissions bounce back for missing or inconsistent data the first time around.

How it works

Four steps from upload to bound.

Set Bindly up once with your forms and carriers. After that, every submission is one link away.

01

Upload your forms

Drop in any ACORD or carrier supplement as a PDF. Bindly maps every field automatically, no templates to build, no integrations to wire.

02

Connect your carriers

Turn on the carrier APIs you appoint with, Chubb, Travelers, Liberty Mutual, Hiscox, and more. Connect once, submit forever.

03

Send a link to the insured

One SMS or email. No app, no login. They open the link on their phone and start talking, Bindly handles the rest.

04

Bindly runs the conversation

A 5–10 minute natural-language interview. Every ACORD field, every supplement, every API payload filled in real time and ready for your review.

Intelligence

The intelligence behind every submission.

Bindly isn't a form-filler with a chat skin. It reads forms, reasons across them, and plans a conversation that gets you to bound, fast.

Field extraction

Reads any PDF like a senior underwriter.

Drop in an ACORD or carrier supplement. Bindly identifies every field, its data type, and its place in the form's logic, no templates, no training set.

ACORD 125, COMMERCIAL APPLICATION
Extracted
Named InsuredAtlas Logistics LLC
FEIN82-4419023
Mailing Address412 Harbor St, Oakland CA
Annual Revenue$4.2M
Cross-form intelligence

One answer, every form.

When the insured says it once, Bindly carries it across every ACORD, supplement, and carrier API on the account, no copy-paste, no duplicate questions.

Answer
Atlas Logistics
Asked once
ACORD 125
ACORD 126
Chubb Suppl.
Travelers GL
Schema awareness

Understands conditional logic.

Bindly parses each form's schema and follows its branches in real time, unlocking sub-sections only when they apply, skipping the rest cleanly.

Has prior losses?YESLoss runs (5yr)NOSkip section IV· branches not loaded
Conditional fields unlocked in real time
Question planning

Plans the shortest path to bound.

Before the call begins, Bindly composes the leanest line of questioning across every form, surfacing only what's missing, in the order that makes sense.

Question plan · 6 of 47 needed
1
Confirm legal entity & FEIN
2
Operations & class of business
3
Revenue, payroll, locations
4
Loss history (auto-skipped, no prior)
5
Drivers (fleet question = no)
6
GL exposures + cyber supplement
41 questions skipped, already known or not applicable.

Review · sign · send

Nothing leaves until you say so.

Every field is editable. Approve in one click, tweak what you want, and capture the insured's e-signature in the same flow, then push to carriers.

Broker review
Named InsuredAtlas Logistics LLC
Annual Revenue$4.2M
Effective Date07/01/2026
Class Code8742
Signature
Signed by insured
E-signature is built in. The insured signs in the same conversation, no DocuSign hand-off, no chasing PDFs.

Product

Built for the way brokers actually work.

Universal form capture

Any ACORD. Any carrier supplement. Drop the PDF in and Bindly understands the fields, conditional logic, and carrier-specific quirks.

Real carrier API submissions

Not just quotes, Bindly hits bind-grade APIs with validated payloads and returns confirmations.

One conversation, many outputs

Ask the insured once. Bindly fans the answers out across every form and every API the account needs.

Smart follow-ups

Bindly only asks what's missing per form and per carrier, no redundant questions, no dead ends.

Broker review & override

Every field is editable. Approve, tweak, and submit on your timeline, nothing leaves without your sign-off.

Audit trail by default

Every answer timestamped, every change logged, every submission archived for E&O peace of mind.

12×

faster submission turnaround vs. manual rekeying

94%

of fields filled before broker review, first pass

0

logins, apps, or downloads required from the insured

Benchmarks from early Bindly pilots across commercial lines (GL, Property, BOP, Auto). Your mileage will vary.

Security & trust

Carrier-grade controls. Broker-grade simplicity.

Bindly is built for regulated workflows from day one, so compliance, IT, and your E&O carrier all sleep better.

Encrypted in transit & at rest

TLS 1.3 everywhere. AES-256 at rest. Per-tenant key isolation.

PII redaction by default

Sensitive identifiers are masked in logs and never used to train models.

Role-based access

Producer, CSR, and admin roles with granular permissions on every account.

US data residency

All conversation and submission data stays in US-region infrastructure.

Your data isn't training data

We never use broker or insured data to train foundation models. Period.

SOC 2 in progress

Type I underway with HIPAA-aligned controls already in place.

FAQ

The questions brokers always ask.

Straight answers on data, security, and how Bindly fits into your stack.

Get started

Stop typing. Start binding.

See Bindly run a live submission against your forms and carriers. 30-minute demo, no slides.